I'm a UK expat residing in Europe / Dubai / Australia and I still own property in the UK. Is it possible to remortgage to release funds or to get a better rate? Remortgages for Expats The simple answer is yes.. However there are very few lenders who will permit this,...
I've not lived in the UK for 20+ years, is it really possible to get a UK mortgage, especially when I have no credit footprint ? UK Mortgage Without A Credit Footprint A common question from the worldwide expat community. If you went back 7-8 years ago, there would...
I live and work in Spain but I want to own a property back in the UK? Live in Spain and want a property in the UK I often get asked this question, and it seems to tie in with concerns around Brexit. I suppose many UK expats would like to cover all bases should they...
What is the most unusual Expat, foreign national mortgage enquiry you have ever had? Unusual Expat Mortgage enquiries Love this question.. I get lots of different scenarios being an Expat mortgage advisor for UK and Overseas property. Ok let me think… So I had an...
What sort of mortgage rates can I expect to pay as an Expat with UK property ? Mortgage rates for expats are not as attractive as ‘standard’ UK mortgages, however this is because the lender is taking a greater risk, as the person they are lending to is not a resident...
As an Expat residing overseas, what is the maximum age I can take a UK mortgage to? Whats the oldest an Expat can take a UK mortgage to. A really good question, most expats with a mortgage in the UK are likely to ‘rent’ out their property under an AST (Assured...
Being a bit old and living in Portugal, we were always going to have difficulty trying to get a buy to let mortgage on a UK property.Simon found us a lender and helped us with the formalities. Any small hiccups were dealt with very promptly, including liaison with our solicitor, we have now completed our purchase.Thank you Simon,Andrew and Stephanie.
11:05 24 Aug 21
We really appreciated the support Simon gave us to obtain a mortgage for a property in the UK when we had been told by all of the main high street lenders they could not do this for us. We are living and working overseas and if you are an expat then we can thoroughly recommend Simon to help you.
13:48 03 Aug 21
My Mortgage Deals and Simon Murphy provided me with an excellent quality of service. I got a mortgage product that was aligned with what I wanted. Simon is very experienced and competent. He gave me guidance and advice throughout the process. He is professional and ethical. From now on he will be my mortgage broker and my number one recommendation.
04:33 25 May 21
09:42 13 Apr 21
From the very first moment until completion day, Simon provided professional, attentive and responsive service.He was very helpful and most dedicated to finding the best solution to any problem during the process.I strongly recommend his excellent service.Thank you Simon!
Anat Guy R.
10:08 03 Apr 21
A very huge Thank you to Simon for help me to got the best mortgage offer from lender for my residential property. It’s quite difficult to applying mortgage solely by expat income in my case but finally done. His professional knowledge make the process seamlessly and his responsive more than a broker even help to explain the mortgage application situation to my property agent. I would be recommend mortgagedeal Simon to all of you.
Wai Chung W.
12:11 10 Feb 21
Brilliant service from Simon, managing mortgage applications from beginning to completion. Always kept updated on status, and lenders' queries were actioned promptly.I would recommend Simon's services with no hesitation.
11:47 10 Feb 21
Simon has been exceptional in helping us through the whole mortgage process for our cottage in Wales. From choosing the right lender to navigating through all the challenges homebuyers are facing in these difficult times, his support and advice has been prompt, unwavering and extremely useful. I am positive this house purchase would not have been positive without his help. Recommended highly! Samreen Uppal
13:06 17 Dec 20
Absolutely superb service - Simon arranged a very competitive product for us and has been highly professional and proactive throughout the process. Highly recommended if you are resident overseas and want to arrange finance for a UK purchase 👍🏻👍🏻👍🏻👍🏻👍🏻
03:46 16 Dec 20
Simon was great to deal with, responsive and helpful throughout the process and secured an expat remortgage at a much better rate, all from overseas. Thanks.
23:19 15 Dec 20
Simon delivered us an expat buy-to-let in the NE UK at a fixed low rate for 2.5 yrs, then we can change it to move home. Very straight forward, highly professional and, tbh, well worth the fee.If you want it to happen, just message him, as we did. He recommeded a law firm that we used too - did the job and were very competitive. Thanks.
23:53 26 Nov 20
I work overseas and have been trying for close to five years to get a mortgage to move my family who are back in the UK into without success, due to my overseas income until I chanced on Simon online. In spite of the challenges with Covid and my busy schedule Simon was very helpful and held my hands throughout the mortgage process to completion. I got a super A plus UK prime mortgage. This is the best financial service support I have received in my entire life. It was an amazing experience.
08:32 18 Nov 20
Just secured our BTL expat mortgage through Simon. What was a dream earlier in the year is now a reality and hopefully we complete on our UK BTL property next week! We would not hesitate to recommend Simons professional services. No nasty surprises and complete transparency throughout the whole process. Thank you Simon
07:08 18 Nov 20
My experience with Simon at mortgagedeal was excellent. My husband and I are expats living in Nigeria. We wanted to buy a residential property in the Uk. No mortgage broker wanted to deal with a Nigerian resident earning an income in naira even though we had other property in UK with an excellent credit and had lived in the UK most of our lives before moving. We found a property we liked and had gone far when the lender told us they could not accept an income denominated in naira. We had nearly given up but I thought I would give it a last try. I found Simon on the internet and was a bit sceptical because of our experience. Simon assured us that he could get us a mortgage or he would give us back our money. We got a rate of 1.64% fixed for 5 years. We have our mortgage offer and are will exchange later this week. The whole thing has been nothing short of a miracle
17:35 17 Nov 20
The service Simon provided in securing our expat mortgage was second to none. He kept us informed every single step of the way and provided a quick and clear response to all of our queries. From mortgage application to moving in took just 8 weeks, which is pretty impressive during a global pandemic. From beginning until end Simon and his team took care of everything and I highly recommend his services.
17:15 17 Nov 20
From initial contact to completion day, buying a property with Simon's help was so easy. He was very knowledgeable, up front and realistic, and extremely helpful, answering questions promptly. He always made us feel like we were in capable hands and could trust him to act in our best interest. Even the challenges Covid-19 presented didn't phase him.
21:17 23 Sep 20
Simon was very efficient and personal, he made the whole process seamless and stress free! Definitely recommend any expats use Simon in the future.
16:52 21 Jul 20
5 stars is not enough to rate the way in which Simon listens to your requirements and truly engages to find the best solution.My case was not without challenges: a UK expat with a divorce settlement to pay ; a London flat with a lease <85 years and an unhelpful co-freeholder.With patience and perseverance, Simon found a lender and a mortgage deal with very good terms. Always realistic and pragmatic, he made sure that my application successfully completed – even during the restrictions imposed by COVID 19 pandemic!
11:59 11 May 20
Simon dealt with my mortgage application in an efficient and friendly manner. I did not believe it was possible to get a residential mortgage in the UK whilst living abroad, Simon found the necessary options and took the stress of applying away. He kept me in touch with each stage of the process, and today I received the good news that my mortgage has been approved. I would certainly go through Simon again, if I needed a new mortgage.
16:06 21 Feb 20
Very helpful, proactive and attentive. Recommend
14:15 19 Feb 20
Simon took time to explain and guide me through the process of remortgaging. The whole thing was quick,efficient and stress free.
13:58 11 Feb 20
Fantastic hassle free mortgage provider , I wouldn’t recommend anyone else , first class from the first contact to the completion of our mortgage .
21:08 08 Feb 20
Simon provided a first class service and saved me a significant amount on my mortgage deal.I had a change in personal circumstances while the mortgage application was being processed. Simon dealt with this patiently and promptly.Communication throughout was excellent, I always knew what was happening.Can’t recommend him highly enough
11:09 08 Feb 20
19:37 07 Feb 20
16:51 07 Feb 20
Can not say enough good things about working with Simon, was a real pleasure will definitely use him again.
16:12 07 Feb 20
I can personally vouch for Simon, having worked with him we found him to be incredibly resourceful, he really cares about providing you with the best services available, he's extremely knowledgeable, makes everything seem easy, explains and communicates very well... generally great person to work with...
15:19 07 Feb 20
Excellent service, secured me an ex pat BTL mortgage very quickly, explained process from start to finish and was always available. Will use again and highly recommend.