About My Mortgage Deal

We are a small, agile and independent UK broker.

We are not owned by any large profit driven faceless organisation, meaning we give a bespoke service to our clients. Additionally, unlike some other broker firms, we search the mortgage market for you, which gives you peace of mind that you are not missing out on any great deals.

Who we are

We are a desk/phone based broker, so no face to face appointment required. Yes, you can obtain your mortgage approval from the comfort of your home, via phone, Skype or Facetime.  This way we cut out lots of form filling, travel time and long-winded office appointments.

Whats more, if you reside outside the UK we can still arrange everything remotely.

Our goal

Our goal is to save you time, hassle and money. 

We believe in making your mortgage application process simple and hassle free.

Mortgages for all circumstances

Whatever your circumstances, we can help to find a mortgage that suits your needs.

Whether you live in the UK or abroad, we can help you.

Download our terms of business here 

 

Simon has been exceptional in helping us through the whole mortgage process for our cottage in Wales. From choosing the right lender to navigating through all the challenges homebuyers are facing in these difficult times, his support and advice has been prompt, unwavering and extremely useful. I am positive this house purchase would not have been positive without his help. Recommended highly! Samreen Uppal
Ajay J.
Ajay J.
13:06 17 Dec 20
Absolutely superb service - Simon arranged a very competitive product for us and has been highly professional and proactive throughout the process. Highly recommended if you are resident overseas and want to arrange finance for a UK purchase 👍🏻👍🏻👍🏻👍🏻👍🏻
Andrew M.
Andrew M.
03:46 16 Dec 20
Simon was great to deal with, responsive and helpful throughout the process and secured an expat remortgage at a much better rate, all from overseas. Thanks.
Iain D.
Iain D.
23:19 15 Dec 20
Simon delivered us an expat buy-to-let in the NE UK at a fixed low rate for 2.5 yrs, then we can change it to move home. Very straight forward, highly professional and, tbh, well worth the fee.If you want it to happen, just message him, as we did. He recommeded a law firm that we used too - did the job and were very competitive. Thanks.
jon H.
jon H.
23:53 26 Nov 20
I work overseas and have been trying for close to five years to get a mortgage to move my family who are back in the UK into without success, due to my overseas income until I chanced on Simon online. In spite of the challenges with Covid and my busy schedule Simon was very helpful and held my hands throughout the mortgage process to completion. I got a super A plus UK prime mortgage. This is the best financial service support I have received in my entire life. It was an amazing experience.
Joseph I.
Joseph I.
08:32 18 Nov 20
Just secured our BTL expat mortgage through Simon. What was a dream earlier in the year is now a reality and hopefully we complete on our UK BTL property next week! We would not hesitate to recommend Simons professional services. No nasty surprises and complete transparency throughout the whole process. Thank you Simon
Karen R.
Karen R.
07:08 18 Nov 20
My experience with Simon at mortgagedeal was excellent. My husband and I are expats living in Nigeria. We wanted to buy a residential property in the Uk. No mortgage broker wanted to deal with a Nigerian resident earning an income in naira even though we had other property in UK with an excellent credit and had lived in the UK most of our lives before moving. We found a property we liked and had gone far when the lender told us they could not accept an income denominated in naira. We had nearly given up but I thought I would give it a last try. I found Simon on the internet and was a bit sceptical because of our experience. Simon assured us that he could get us a mortgage or he would give us back our money. We got a rate of 1.64% fixed for 5 years. We have our mortgage offer and are will exchange later this week. The whole thing has been nothing short of a miracle
Folasayo O.
Folasayo O.
17:35 17 Nov 20
The service Simon provided in securing our expat mortgage was second to none. He kept us informed every single step of the way and provided a quick and clear response to all of our queries. From mortgage application to moving in took just 8 weeks, which is pretty impressive during a global pandemic. From beginning until end Simon and his team took care of everything and I highly recommend his services.
Tam B.
Tam B.
17:15 17 Nov 20
From initial contact to completion day, buying a property with Simon's help was so easy. He was very knowledgeable, up front and realistic, and extremely helpful, answering questions promptly. He always made us feel like we were in capable hands and could trust him to act in our best interest. Even the challenges Covid-19 presented didn't phase him.
Angela C.
Angela C.
21:17 23 Sep 20
Simon was very efficient and personal, he made the whole process seamless and stress free! Definitely recommend any expats use Simon in the future.
vaughan P.
vaughan P.
16:52 21 Jul 20
Hi. Great service reported by many, but has anyone ever had a pay out from them? That’s when you know how good they truly are, be good to understand. All companies are good taking money off you. VANESSA guarantees timely payout and that's what gives her the edge over others.
Invest in binary/forex today via
Email: Vholt99@yahoo.com
WhatsApp on: +1 502 373 1356
Dawn Horner K.
Dawn Horner K.
06:49 30 May 20
5 stars is not enough to rate the way in which Simon listens to your requirements and truly engages to find the best solution.My case was not without challenges: a UK expat with a divorce settlement to pay ; a London flat with a lease <85 years and an unhelpful co-freeholder.With patience and perseverance, Simon found a lender and a mortgage deal with very good terms. Always realistic and pragmatic, he made sure that my application successfully completed – even during the restrictions imposed by COVID 19 pandemic!
Nicolas R.
Nicolas R.
11:59 11 May 20
Simon dealt with my mortgage application in an efficient and friendly manner. I did not believe it was possible to get a residential mortgage in the UK whilst living abroad, Simon found the necessary options and took the stress of applying away. He kept me in touch with each stage of the process, and today I received the good news that my mortgage has been approved. I would certainly go through Simon again, if I needed a new mortgage.
Karen S.
Karen S.
16:06 21 Feb 20
Very helpful, proactive and attentive. Recommend
Tina E.
Tina E.
14:15 19 Feb 20
Simon took time to explain and guide me through the process of remortgaging. The whole thing was quick,efficient and stress free.
Alison H.
Alison H.
13:58 11 Feb 20
Fantastic hassle free mortgage provider , I wouldn’t recommend anyone else , first class from the first contact to the completion of our mortgage .
Kevin P.
Kevin P.
21:08 08 Feb 20
Simon provided a first class service and saved me a significant amount on my mortgage deal.I had a change in personal circumstances while the mortgage application was being processed. Simon dealt with this patiently and promptly.Communication throughout was excellent, I always knew what was happening.Can’t recommend him highly enough
Mark K.
Mark K.
11:09 08 Feb 20
richard T.
richard T.
19:37 07 Feb 20
Chris K.
Chris K.
16:51 07 Feb 20
Can not say enough good things about working with Simon, was a real pleasure will definitely use him again.
Wesley O.
Wesley O.
16:12 07 Feb 20
I can personally vouch for Simon, having worked with him we found him to be incredibly resourceful, he really cares about providing you with the best services available, he's extremely knowledgeable, makes everything seem easy, explains and communicates very well... generally great person to work with...
Catherine K.
Catherine K.
15:19 07 Feb 20
Excellent service, secured me an ex pat BTL mortgage very quickly, explained process from start to finish and was always available. Will use again and highly recommend.
Robert V.
Robert V.
15:14 07 Feb 20

Simon Murphy

Managing Director

Simon Murphy is an appointed representative of Connect IFA Ltd 441505 which is authorised and regulated by the Financial Conduct Authority. Simon has decades of financial and banking experience in the UK and Abroad.

Using our combined experience, innovative technology and banking expertise we source Global Mortgages in various Worldwide locations & UK mortgages for Overseas & Expat clients. In addition we can access UK lending for Ltd Companies & Offshore Entities residing outside of the UK.

My Mortgage Deal client testimonials

Thanks for your help and dedication in securing my mortgage. Especially since Id changed my job role recently, without your intervention I may have lost the property! At last I’m packing boxes!

Mrs A (South West)

Home Mover

Just a word of thanks, we are so pleased to have been able to re-invest in property in the UK having been Expats for the last 15 years. With things feeling very uncertain, it was important to us, that we have property in the UK with rental income.

It’s amazing it was all arranged over Skype too! Next time you are in Marbella please come and see us!

 

Mr A & Mrs G (Spain)

UK Landlords

I’m very pleased with the way you handled my mortgage, as a sole trading Barrister my income fluctuates from year to year, my own bank declined me, yet you understood my accounts and secured my re-mortgage on ‘interest only’.  

This will really help my retirement goals for the future.

Mr R P (London)

Self employed Barrister