mortgage calculators



Before you make plans to purchase, remortgage or increase the size of your mortgage. Its always good to get an idea of costs.

Below are some calculators which give an estimation around how much you may be able to borrow and how much the cost of the mortgage may be per month. Feel free to play around with the figures below.


Why only an estimate?

Thats a good question. We cannot give exact figures here on how much you can  borrow or how much per month it will be due to:

Proveable Income

The income that you can prove and that is taxable


What age you currently are and what age you will be at the mortgage term end

Monthly outgoings

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If you are financially responsible for children or adults residing with you

Overall Affordability

A lender assesses the bigger picture based on your outgoings versus income


Get an example of what you could borrow

How much will my mortgage cost per month?

Alongside how much you can borrow, you may be interested to understand what our mortgage may cost per month. This Monthly Mortgage cost calculator can help. However please be aware this is an estimation and the result is subject to criteria, product type, term, and eligibility checks. This calculator does not produce an overall cost of full loan or quotation.

Client 1 annual gross income
Client 2 annual gross income
Estimated Borrowing Capacity
Subject to Criteria & Credit Checks***

our goal

What we can do for you

We are a small, agile and independent UK broker, we are not owned by any large profit driven faceless organisation, meaning we give a bespoke service to our clients. Additionally, unlike some other broker firms we can search the mortgage market for you, which gives you peace of mind that you are not missing out on any great deals. is a trading style of founder Simon Murphy (CeMap), who is an appointed representative of Julian Harris Mortgages Ltd authorised and regulated by the Financial Conduct Authority No.304155.

Get In Touch

My Mortgage Deal


0044 (0) 7456 727 626
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