First time buyers

First Time Buyers

Are you contemplating taking your first step onto the housing ladder?

Are you contemplating your first step onto the housing ladder?

Do you have a small deposit?  Maybe you don’t have a big deposit, or standard house prices are beyond your reach,

If so, we can find a lender to suit your requirements. There are a lot of schemes out there to help those buying for the first time

What are the options?


First time buyer schemes

  • Shared ownership
  • Help-to-Buy  – England/Scotland/Wales
  • Co-ownership –  Northern Ireland
  • Shared equity
  • London Help-to-Buy
  • Discount Market Scheme
  • Right-to-Buy

These are all schemes that assist borrowers who may not have a large deposit, or that want to buy part and rent part. has the experience to assist borrowers with standard property purchases, or First Time Buyer schemes, with lending options up to 95%, even on new build homes.

Charges and fees

As with all other financial professionals such as accountants or solicitors, we charge a fee for our professional advice and service.

We understand everyones circumstances are different and our fee will be dependent on a clients requirements. Ultimately, we aim to get you the best deal possible. For UK based clients a typical fee is (£495) and for international clients we charge up to 1% of loan amount subject to minimum (£995).

Call us

You can call us 7 days a week
for mortgage advice and information

0044 (0) 7456 727 626