UK Expats and international clients

There are hundreds of thousands of International clients & UK expats in worldwide locations

Many semi-retire to Spain, France or Portugal, while others progress their career in Accountancy, IT, Finance, Oil/Gas  in places such as Caymans & BVI, Gibraltar, Malta, Dubai or Hong Kong.

Some look to start a new life in Australia, Canada or the USA. The world has certainly got smaller with better travel links and high speed global communication. 

Many International Clients Worldwide & Expats feel the UK  property market is  a safer place to continue to hold or to invest in property.

In addition with the uncertainties surrounding Britain’s exit from the European Union. UK Expats particularly in Europe may be considering re-investing back into the UK property market to give additional peace of mind in a post Brexit environment.

However, it has been extremely difficult for International Clients residing outside the UK or Expats to obtain finance to secure property finance in the UK, especially where their income is in a different currency, or if there is no current address footprint in the UK. Additional complications arise when refinancing property in the UK on a Buy To Let basis. 

We work closely with innovative lenders and new specialist lenders in the UK who understand the unique opportunity to lend to International Clients & Expats residing worldwide who want to purchase or refinance property in the UK.

We can additionally source mortgage lending for

  • International Clients with Tier 2 (skilled worker) Visa in the UK
  • US/Canadian Nationals purchasing from outside UK
  • All Nationalities Buying to Let (BTL) in the UK ( selected Locations)
  • International clients residing outside EU buying in the UK
  • Lending up to 75% Against purchase price
  • Holiday lets for UK Expats ( with personal use permitted)
  • Offshore Company & Trust lending for UK property

 

Case study
Expat purchase

Mr & Mrs A  (Spain)  Expats aged 65 & 66 living in Spain for the last 15 years. Had sold up all UK property to retire to Southern Spain. In receipt of pension and UK ltd company dividend income.

The applicants wanted to purchase a UK property on a Buy To Let mortgage to supplement their income and to have a property that could be lived in when the applicants returned to the UK at planned age of 75.

We put them in touch with a reputable agent to secure the UK property purchase and arranged the Expat BTL mortgage to complete the purchase.

This gave them peace of mind with the Brexit process that whatever uncertainties resulted that they would now have the ability to return to the UK in later years with less complications or upheaval.

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