The 90 % Expat UK Mortgage & other unique expat mortgage deals…!
Get it while it lasts.. the 90% expat mortgage is still available serving UK passport holders & Irish passport holders ( with a Uk credit history) overseas working in over 150 countries:
Up to 90% LTV on a 2 yr Fixed 5.49% & Max loan £585K
Its quite a unique proposition that as an expat you can buy a home for you/ family use while working overseas in a different currency. Not many lenders are able to go to 90% and so there are some stipulations:
- Earn over £40K GBP equiv a year as a minimum
- Have a UK credit footprint
- No adverse credit in the Uk
- Employed applicants only (not self employed)
- Applies only to England/Wales
Reach out to us / book a call to explore if you fit criteria and get a free approval.
Other Unique Expat Deals:
Expat Self Build mortgages – Up to 80% of purchase price / project value. This product can be used for Ground up new builds or for Non-habitable renovation projects. The client needs to have sufficient funds to pay for each stage in advance over a 4/5 stage funds release completion process.
Expat – No Proven income Buy to let up to 85% – If you are employed / Self employed as a UK Expat and either want to buy or refinance a Buy to Let in the UK, we have some lenders that dont even ask for proof of income. So if your income varies or is on the light side, then this could be a great solution.
As an expat you may be unsure what might be possible or what your next move should be and we are on hand to help explore the options available to you.
Market Updates
- Get Fully prepared for the Renters Rights act – with Rob Dix ‘How to be a landlord 2nd edition’ – with now a Amazon discount ! get it here.
- Its Fast and furious now with the Middle East Chaos to remortgage ..mortgage products are expiring quicker than milk at the moment. read the report here.
- Are HMO mortgages worth re-considering ? – this report shines a light on the rising market of room rents. Get the article here
- MTD – Making Tax Digital – becomes a reality from April 26. Get prepared now with this podcast
Next Steps…
Book a Free Discovery call here & if your not sure what a discovery call is all about Ive made a series of videos on what to expect here.
A Great way to get frequent updates, hints & tips and insider industry knowledge of the complex / expat mortgage market is to join our YouTube channel here.
Our Quick 60sec Quote page allows you to obtain the latest rates to be expected and you can request a specific quote by sending an email to info@mymotgagedeal.co.uk