International

Spanish Mortgages

We help ANY nationality worldwide to buy in Spain financing their Dream Home in the Sun.

  • First Time Buyers

  • ANY nationality / Country

  • Ltd co lending

  • Up to 80% Loan to Value

  • Buy to Rent / Live / AirBnB

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We Also Help:

  • Z
    To Age 75
  • Z
    100% LTV with UK assets
  • Z
    Holiday Let Deals

100% finance for Spanish dream home

Your dream Spanish home can be 100% financed with the right structure. By combining equity from UK properties with a top-up EUR mortgage, it’s possible to fund the full purchase price of a holiday home in Spain and other EU destinations. With careful analysis and advice, owning abroad becomes far more achievable than most clients realise.

We Support

  • UK residents buying in EU

  • Client of Any Nationality/ Country

  • Complex income & Any Currency

  • Holiday Let Investors

  • Structured 100% Finance

Case Study – Paul and Lauren had wanted a Spanish villa where they could spend 6 months a year. With £850,000 of accessible equity across their home and two UK buy-to-lets, we refinanced their properties and combined this with a €300,000 top-up mortgage on the Spanish home. Together, this 100% funded their €1.2m villa near Marbella, giving them a place to enjoy their stays while earning rental income when they’re not there.

UAE resident buys £4.5m villa in LTD company

Clients from any Country worldwide can purchase in Spain, and can look to structure their property purchase into a ltd co vehicle to assist with succession & tax planning.

We Help

  • Borrow up to 70% LTV
  • Loans from €50K to €10M
  • Any Currency Income accepted
  • All Spain & Islands considered
  • Buy to Live, Rent, Invest

Case Study – John a High Net Worth Investor client Resident in UAE, wanted a family villa in Spain to support his tax residency, UAE income and provide holiday property options in the EU, a short flight to UK destinations for other family to use. We secured a €3.15M mortgage in a Ltd co structure ring fenced from personal tax thresholds and providing a streamlined succession plan for inhertance.

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INVEST IN FAMILY HOLIDAYS

The Average cost of a family holiday is spiralling, often Multiple £1000s each year. Why not consider investing in buying a holiday home for ongoing cost effective family holidays, and cheeky weekend breaks.

Help with

  • EUR Mortgages from €50K

  • First Time Buyers considered

  • Free Affordability Assessment

  • Sourcing the right family holiday home.

Case Study – Dan & Emily were fed up of the £1000s spent annually on their family summer 2 week holiday. Having seen an ideal apartment for €190K, we helped them source a €133K mortgage costing them just €780 per month, whats more they were able to secure €10K a year in AirBnB rental yield to assist with the mortgage & maintenance cost of the property. 

 

UK FCA Regulated, Qualified & Licenced Advisory

Safe Data Storage & GDPR Compliant

Utilising Expert Industry Grade Software

We aim to find you a solution in 1-2 working days

We promise NO Broker Fees if we cannot help.

Next Steps:

  • Request a call/ get quote

  • Apply for Approval In Principle (AIP)

  • Make full application
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Simon Murphy
Founder at
MymortgageDeal.co.uk

About Us

At MyMortgageDeal, we advise on tens of millions of pounds’ worth of mortgages every year, helping clients with complex needs, across the UK and in 200+ countries to secure the right deal with confidence.

Our highly experienced team combines deep market expertise with the power of the Connect IFA Network, giving you access to exclusive mortgage offers & rates often not available to the open market.

Additionally, we use the latest bespoke technology to match your circumstances & criteria with market deals in seconds, our goal is to save you time, stress and frustration. Whether you’re buying, remortgaging, or investing, we make the complex simple, so you can move forward with clarity and confidence.

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